Qualify on the Property, Not Just Your Paystub.
DSCR financing may allow investors to qualify primarily based on the property's rental cash flow and lender underwriting requirements rather than relying exclusively on traditional personal-income qualification.
DSCR Rental Property Financing
- Single-family rentals
- Long-term rentals
- Eligible short-term rentals
- Small residential portfolios
- Purchase financing
- Refinance
- Cash-out refinance where eligible
The Vertexhub Financing Process
Submit Your Deal
Property, purchase price, auction/closing date, ARV, rehab, property type, rent and strategy.
Financing Review
We organize your transaction information and identify potential financing categories.
Lender Matching
Where appropriate, we coordinate introductions to third-party financing providers.
Application Support
We help organize documentation and communication.
Closing Coordination
We track outstanding financing items and acquisition deadlines.
Loan eligibility, DSCR requirements, reserves, credit requirements, property eligibility, rates and terms vary by lender and program.
Financing programs may be offered by independent third-party lenders, mortgage professionals or financing providers. Loan approval is not guaranteed. Rates, fees, loan amounts, leverage, credit requirements, DSCR requirements, property eligibility and other terms are determined by the applicable financing provider and may change without notice. Any financing activity requiring licensing must be performed only by appropriately licensed entities or professionals.